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The Reserve Bank of India's (RBI) decision to tighten norms for unsecured personal loans aims to protect the financial system. While it may result in stricter criteria, borrowers can enhance their approval chances by improving creditworthiness, demonstrating affordability, exploring secured options, seeking pre-approval, and maintaining transparency with lenders. Keep reading to learn more.
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Read MoreThe Employees' Provident Fund (EPF) isn't just about retirement planning. It can support you throughout life's journey as you can withdraw money as a loan in various emergencies.
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