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आपल्या आर्थिक साक्षरतेचा मार्गदर्शक Latest Articles

Denial of Insurance Benefits for Pre-Existing Conditions in India: Know Your Rights

This article explores why insurers deny claims for pre-existing conditions, the legal grounds and prominent court judgments, and includes what you must do to protect yourself when buying insurance.

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GST Exemption on Insurance Premiums Cuts Agent Commissions — What It Means for You

While consumers have welcomed the GST exemption on life and health premiums, it has prompted insurers to cut agent commissions by ~18%. This article covers the cascading consequences of this policy.

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India’s Plan for Unified EV Charging Platforms

India is building a unified EV charging platform and fast-tracking 72,300 public chargers under PM E-DRIVE, Understand the policy, corporate plans, and grid challenges.

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NBFC Loans & Deposits vs Banks: Pros & Cons

Explore the pros and cons of borrowing from or depositing with NBFCs vs banks, in terms of interest, risk, regulation, liquidity, and customer safety.

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Navi Mumbai & Jewar: Will they Reshape Connectivity and Regional Growth?

India will launch two mega greenfield airports in October 2025 — Navi Mumbai on Oct 8th and Noida-Jewar on Oct 30th. Let's see how much was invested in them, what jobs they'll create, and what the new hubs mean for travel, cargo, and regional growth.

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All You Need To Know About Golden Handshakes

Learn what golden handshakes are: how and to whom they are offered, advantages and disadvantages for both company and employee, and what steps you should take if you receive one.

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India’s Green Hydrogen Revolution: Prospects and Challenges

Green hydrogen is all over the news nowadays — let's examine its pros and cons, and how it could transform the country’s clean energy future.

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How Are Credit Card Reward Points Calculated?

This article covers how credit card reward points are calculated, why debit cards earn less, why premium and base cards differ, and the pros and cons of encashing your points.

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Should I Choose Mutual Funds or Pension Funds (NPS)?

This article compares Mutual funds and Pension Funds introduced under the National Pension Scheme (NPS) — in terms of liquidity, tax treatment, risk, returns, regulator safeguards (SEBI / PFRDA). Read on to understand their pros and cons.

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SIP vs Lumpsum Mutual Fund Investment — which should you pick?

Whwn investing in mutual funds, SIP or lumpsum — which strategy fits your age, goals and risk appetite? Here's a quick guide comparing the merits and demerits of both, and when to use either.

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