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आपल्या आर्थिक साक्षरतेचा मार्गदर्शक Latest Articles

From Cash to Code: How “Aspirational India” Is Fueling a Digital Payments Boom

India’s digital payments are set to triple by 2029, driven by UPI and policy support. Explore growth data to 2025, benefits & risks, and GST implications in our analysis.

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How Agentic AI Payments Are Transforming Digital Transactions

As Razorpay, NPCI and OpenAI launch Agentic AI payments via ChatGPT in India, we explore how this new model will transofrm payments and integrate with existing payment infrastructure like UPI.

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Is the AI Boom a Bubble — Or Real Economic Growth?

Investors are split on whether AI is a speculative bubble or a genuine productivity revolution. Here's an explainer of the arguments, a brief history of bubbles, and 5 practical steps you can use to protect your capital.

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Economics Nobel: Mokyr, Aghion, and Howitt Win for Explaining Innovation-Driven Growth

Read why Joel Mokyr, Philippe Aghion, and Peter Howitt won the Nobel Economics Prize 2025. Learn how their work on creative destruction and technological progress explains the shift from economic stagnation to sustained economic growth.

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The Global Race for Rare Earth Minerals Powering AI, EVs, and Defence

China’s new rare-earth export restrictions have shaken global supply chains for critical minerals essential for AI, electric vehicles, and defence. Here's a quick guide to the world's newest race for resources.

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Low Fees, Long-Term Gains — Why Indians Are Flocking to Passive Funds

Passive funds are booming in India in 2025 — let's understand why 68% of investors now prefer index funds & ETFs, along with their pros and cons.

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Digital Insurance Distribution Portals: Greater Inclusivity or Exclusion?

As the government proposes digital insurance distribution via portals like Bima Sugam, let's understand their benefits and challenges; and the potential impact on buyers, insurers, agents and regulators.

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RBI Tightens Related-Party Lending Rules for Cooperative Banks

RBI’s 2025 draft rules for cooperative banks introduce stricter materiality thresholds, new reporting norms, and anti-fraud safeguards on loans to directors and related parties. Learn how this aims to prevent scandals and strengthen depositor trust.

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Festive Season Vehicle Purchase? Make Sure You Buy The Right Insurance

Rushing to buy a new car or bike during the festive season, taking advantage of cuts in GST? While in the mood, don't ignore evaluating the best motor insurance practices, and avoid making mistakes that you'll regret later.

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How Ethanol-Blended Petrol Hits Your Car — And Your Wallet

The ethanol mandate introduces modest but tangible changes in vehicle performance, maintenance demands, and fuel costs, especially for older or non-adapted cars. Here's how you can budget for these changes.

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