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How do you Negotiate a Lower Interest Rate or Repayment Plans with Lenders?

Negotiating for better interest rates can be quite difficult but here are some tips to help you get the upper hand with lenders.

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How do I Avoid Borrowing from Payday Lenders or High-Interest Sources?

High-interest loans can be devastating to your financial situation. Here are some tips to help you avoid them.

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What Happens when I Cosign a Loan?

It is always a good idea to know the responsibilities when you cosign a loan for someone. Read on to learn more.

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How can you Build a Support Network to Hold yourself Accountable Financially?

A strong support system can provide encouragement, guidance, and motivation to help you navigate challenges and achieve your financial goals.

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Why is it Beneficial to Pay more than the Minimum Payment on Debts?

Paying only the minimum repayment charges is not a good idea if you want to get rid of your loans quickly. Here are the advantages of making higher repayments.

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How can I Save Money for Travelling or College without Relying Solely on Debt?

If you are planning on a vacation or simply want to save up for college, here are some great ideas to get you started on saving for these expenses.

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What is the Impact Interest Rates have on your Debt?

Interest rates can have a drastic effect on your debts and make them unmanageable. Here are some insights on interest rates and how they can affect you.

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How do you tell your Family you're in Debt and Seek their Help and Guidance?

If you are worried about how your family will react when you tell them you are in deep debt, here are some ideas to help you start that conversation.

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