Can we use UPI for merchant payments?

By Sunisha Naik 2 mins read 119 views

Image Source : https://pixabay.com/photos/alipay-mobile-payment-qrcode-5417256/

Elevate transactions: Explore how UPI's versatility extends to seamless merchant payments. Dive into insights now.

Yes, UPI offers a seamless and efficient way to make payments to merchants, whether you're shopping at physical stores or making online purchases. Here's how you can use UPI for merchant payments:

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Look for UPI Acceptance:
Choose a UPI-enabled App:
Initiate the Payment:
- At Physical Stores
- Online Stores
Confirmation and Receipt:

Look for UPI Acceptance:

When shopping at a physical store or browsing an online store, keep an eye out for the UPI payment acceptance logo or any indication that UPI payments are supported. Merchants typically display the UPI logo or provide information about accepted payment methods.

Choose a UPI-enabled App:

Ensure that you have a UPI-enabled mobile application installed on your smartphone. This could be the app provided by your bank or any authorized UPI app available on app stores.

Initiate the Payment:

When you're ready to make a payment at a merchant outlet or online store, follow these steps:

At Physical Stores

Online Stores

Inform the cashier that you would like to make the payment through UPI.
Open the UPI app on your smartphone.
Select the "Scan QR Code" or "Scan & Pay" option within the app.
Scan the UPI QR code provided by the merchant using your smartphone's camera.
Enter the payment amount, review the details, and authenticate the transaction using your UPI PIN or any other specified authentication method.
Once the payment is successful, you will receive a confirmation message or notification.

Select the desired products or services and proceed to the checkout page.
Look for the UPI payment option or any UPI-enabled payment gateway.
Choose UPI as your preferred payment method.
Enter your UPI ID or VPA (Virtual Payment Address) when prompted.
Authenticate the transaction using your UPI PIN or any other specified authentication method.
Upon successful payment, you will receive an order confirmation from the online store.

Confirmation and Receipt:

After completing the payment, whether at a physical store or online, you will receive a confirmation message, receipt, or an acknowledgment of the successful transaction. Keep this for your records and reference if needed and this is how UPI for merchant payments works.