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Can we link multiple UPI apps to the same bank account?

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Optimize UPI experience: Learn if and how you can link various UPI apps to a single bank account.

Yes, it is possible to link multiple UPI apps to the same bank account. UPI is designed to allow users to choose from a variety of UPI-enabled apps offered by different banks and third-party providers. Here's what you need to know about linking multiple UPI apps to the same bank account:

Install the UPI apps:

You can find UPI-enabled apps such as Google Pay, PhonePe, Paytm, BHIM, and many others on your smartphone's app store. Download and install the apps of your choice.

Provide the necessary details, such as your bank account number and the registered mobile number associated with the account. Follow the instructions provided by each app to complete the linking process.

The verification process may involve receiving an OTP (One-Time Password) on your registered mobile number or validating your account through other means specified by the UPI app.

Set a primary UPI app:

While you can link multiple UPI apps to the same bank account, it's worth noting that one of these apps can be set as your primary UPI app. The primary UPI app will be used as the default UPI interface for transactions initiated from your smartphone. You can set your preferred app as the primary UPI app within the settings or preferences section of each UPI app.

Enjoy seamless transactions:

Once you have linked multiple UPI apps to your bank account, you can enjoy seamless transactions using any of these apps. You'll have the flexibility to choose the UPI app you prefer for different transactions or switch between apps based on your convenience and preferences.

It's important to keep in mind that while you can link multiple UPI apps to the same bank account, the specific features, offers, and user interfaces may vary across different apps. Take some time to explore the functionality of each app and determine which one best meets your needs.