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Deposits vs. Loans: Understanding the Credit Deposit Ratio (CDR), its Grip on Your Wallet & How it Affects You?

Struggling to get a loan? Discover how India's CDR impacts your access to credit, interest rates, and even savings. Learn how a healthy CDR benefits you and what's being done to achieve it. Read on to navigate the world of loans and deposits more smoothly!

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Should You Carry Forex as Cash, Prepaid Forex Cards or International Cards?

Travelling abroad? Learn whether to carry cash, prepaid forex cards or international cards in this article, with the pros & cons for different situations and destinations.

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Bengaluru's IT Boom: Growth and Impact on Karnataka's Financial Culture

Bengaluru, the Silicon Valley of India, has spearheaded the IT sector's growth and nurturing a thriving startup ecosystem. Explore the dynamic impact on employment, economy, and urban life, with advantages and challenges in this technological renaissance.

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Denial of Insurance Benefits for Pre-Existing Conditions in India: Know Your Rights

This article explores why insurers deny claims for pre-existing conditions, the legal grounds and prominent court judgments, and includes what you must do to protect yourself when buying insurance.

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The Global Race for Rare Earth Minerals Powering AI, EVs, and Defence

China’s new rare-earth export restrictions have shaken global supply chains for critical minerals essential for AI, electric vehicles, and defence. Here's a quick guide to the world's newest race for resources.

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Can we use UPI to pay for train tickets or other travel bookings?

Elevate travel payments: Learn how UPI offers convenience in settling train tickets and travel bookings. Explore more!

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The Great Bank Heist of 1971: The Nagarwala Scandal Revisited - The Man Who Defrauded a Nation

Uncover the audacious bank heist that shocked India. Learn how a simple phone call led to the theft of millions. Discover the loopholes exploited and the aftermath of this infamous crime.

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Unlocking Consumer Finance: Trends in Credit Card Dues, Gold Loans, and More

The surge in credit-driven purchases, along with the rise in gold, vehicle, and home loans, reflects a dynamic consumer finance landscape in 2023, despite economic uncertainties.

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Can you Explain the Concept of a Deductible in Insurance?

Let's demystify insurance talk. Discover how a deductible plays a role in your financial equation when things go awry.

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