The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a special scheme that aims to help people who do not have a bank account. You can access e-documents and quick links related to this scheme here: https://pmjdy.gov.in/
Here are the benefits and features of this scheme.
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Bank Accounts for Everyone
The PMJDY scheme wants to make sure that everyone has a bank account.
No Minimum Balance Requirement
Normally, when we have a bank account, we need to keep a minimum amount of money in it, but with the PMJDY scheme, we don't have to worry about that. We can open a bank account even if we don't have much money.
Financial Security
Having a bank account gives us financial security.
Easy Access to Banking Services
With the PMJDY scheme, we can easily access banking services. It means we can do things like depositing money, withdrawing money, and even getting a debit card.
Insurance Coverage
The PMJDY scheme also provides insurance coverage.
Access to Government Benefits
Sometimes, the government provides special benefits to people, like money for school or food. With a bank account under the PMJDY scheme, we can easily receive these benefits.
Overdraft Facility
This is a special feature of the PMJDY scheme. It allows us to withdraw more money from the bank account, even if we don't have enough money in it.
The PMJDY scheme is a way to make banking services accessible to everyone in the country. It's like giving everyone a fair chance to save money and access important financial services.
