The Chiranjeevi Durghatna Bima Yojana (CDBY) is a government-sponsored accident insurance scheme that was launched by the Rajasthan government in 2020. The scheme gives you a cover of up to Rs. 10 lakhs to the family of a person who dies or is permanently disabled in an accident.
The CDBY is open to all residents of Rajasthan, irrespective of their income or social status. The only criteria for eligibility is that the person must be a member of a Bhamashah Health Card family.
To apply for the CDBY, you need to visit a Bhamashah Kendra and submit an application form. You will need to provide the following documents:
- Bhamashah Health Card
- Aadhaar card
- Voter ID card
- Passport
- Ration card
The CDBY premium is Rs. 300 per year. The premium is paid by the state government and is not recovered from the beneficiaries.
The CDBY claim process is simple. If you are injured or killed in an accident, your family can file a claim with the insurance company. The insurance company will then process the claim and pay the benefit amount to the family.
The CDBY is a valuable safety net for the families of accident victims in Rajasthan. The scheme gives financial assistance to families who are struggling to cope with the financial burden of an accident.
You can apply for the Chiranjeevi Durghatna Bima Yojana online through the official website of the Rajasthan government. The website is https://mcdbysipf.rajasthan.gov.in
On the website, you will need to create an account and submit an application form. You will need to provide the following information:
- Your name
- Your Aadhaar number
- Your mobile number
- Your email address
- Your address
- Your income
- Your family details
Once you have submitted your application form, you will receive an email confirmation. You will also be able to track the status of your application on the website.
