Aren't we all searching for something?

Not sure what to search? Here are some topics that we can suggest you:

How do I Know Whether the Flat I am Buying is on Encroached Land, Lake, or Riverbed?

Lake, Mountains, Hut image

Image Source :

Fulfiling your dream of owning a home? Learn how to avoid land pitfalls and ensure legality.

I have always wanted a house of my own ever since I got my first job. Now after 5 years, I'm planning to buy a flat, but I'm worried about the risk of it being on encroached land, near a lake, or on a river bed. I have worked hard to earn the money for the down payment and I don’t want to make a mistake or get cheated. How can I ensure a safe and legal purchase?
– Arjun Gupta (Madhya Pradesh)

I completely understand your concerns. Ensuring that the property you're buying is not on encroached land, near a lake, or on a river bed is crucial to avoid legal hassles

Here's a step-by-step guide to help you make an informed decision and avoid potential pitfalls:

Making a Property Buying Checklist

Location Research

Start by researching the property's location. Check if it's in an area prone to land disputes, encroachments, or near water bodies like lakes or river beds. You can use online mapping services to verify the property's location.

Legal Advisor

Hire a reputable lawyer or legal advisor who specializes in property matters. They can guide you through the legalities and help you understand the property's title and land use.

Builder's Reputation

Research the builder's reputation and track record. Builders with a good reputation are less likely to engage in illegal land dealings.

Avoiding Encroached Land and Legal Hassles

Check Land Records

Verify land records and ownership details with the local municipal authorities or land revenue department. You can also request an Encumbrance Certificate to confirm the property's legal status.

Approved Layout Plans

Ensure that the property is built according to approved layout plans and zoning regulations. Unauthorized constructions are often found on encroached land.

NOC from Relevant Authorities

Check if the builder has obtained a document called a No Objection Certificate (NOC) from relevant authorities, especially if the property is near a lake or river bed. NOCs ensure that the construction complies with environmental regulations.

How to Verify Property Documents

Title Deed

Examine the property's title deed to confirm the ownership history. Ensure there are no disputes or legal claims on the property.

Sale Deed

The Sale Deed should be in the seller's name, and they should have the legal right to sell the property.

Encumbrance Certificate

This certificate provides information about transactions related to the property and helps verify if there are any legal liabilities attached to it.

Occupancy Certificate

Ensure that the builder has obtained an Occupancy Certificate or OC from the local municipal authorities, indicating that the property is fit for habitation and complies with all legal requirements.

Environmental Clearances

If the property is near a water body, check if it has received the necessary environmental clearances from the relevant authorities.

Remember, it's essential to conduct due diligence and seek legal advice before finalizing any property purchase in India. This will help you avoid any future potential legal issues and ensure a safe and secure investment.