The insurance sector in India plays a pivotal role in providing financial security and savings options for millions of working-class individuals. LIC policies are not just safeguards against uncertainties; they also serve as vehicles for savings and tax benefits. However, managing physical policy documents can be challenging, especially for senior citizens or those nearing retirement.
To simplify this process, the Life Insurance Corporation of India (LIC) has introduced a convenient SMS service that allows policyholders to check their policy status without the need for registration. Here's a comprehensive guide on how to utilize this service:
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Policy Status Check
- To inquire about your policy status, send an SMS with the format ASKLIC <policy number> STAT to 56767877 from your registered phone number.
Existence Certificate Check
- For obtaining an Existence Certificate from LIC, send an SMS with the format ASKLIC <policy number> ECDUE to 56767877. This must be sent from your registered phone number.
Annuity Release Date Check
- To find out the last Annuity Release Date of your policy, simply send an SMS with the format ASKLIC <policy number> ANNPD to 56767877 from your registered phone number.
Annuity Amount Inquiry
- To inquire about the annuity amount due, send an SMS with the format ASKLIC <policy number> AMOUNT to 56767877. This must be sent from your registered phone number.
Cheque Return Information Request
- If you need information about a returned cheque due to insufficient funds, send an SMS with the format ASKLIC <policy number> CHQRET to 56767877 from your registered phone number.
Premium Installment Details
- To access information regarding premium installment payments, send an SMS with the format ASKLIC <policy number> PREMIUM to 56767877 from your registered phone number.
Bonus Amount Inquiry
- To check if your policy has accrued any bonus amount, send an SMS with the format ASKLIC <policy number> BONUS to 56767877 from your registered phone number.
Policy Revival Amount Query
- If your policy has lapsed due to non-payment, inquire about the revival amount by sending an SMS with the format ASKLIC <policy number> REVIVAL to 56767877 from your registered phone number.
Loan Amount Check
- To find out how much you can borrow against your insurance policy, send an SMS with the format ASKLIC <policy number> LOAN to 56767877 from your registered phone number.
Nomination Details Inquiry
- To check the nomination details of your policy, send an SMS with the format ASKLIC <policy number> NOM to 56767877 from your registered phone number.
In addition to these SMS services, LIC also provides updates and information via email and registered phone numbers. Customers can conveniently access various policy-related details by registering on LIC's digital portals, where a user ID and password are all that's required. This user-friendly approach ensures that policyholders can easily access the information they need, providing peace of mind and financial security.
