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What are Some Common Mistakes that can Negatively impact your Credit Score?

Learn about common credit score pitfalls to avoid on your financial journey, as responsible money management can unlock better opportunities and rewards in the future.

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How do I Avoid Borrowing from Payday Lenders or High-Interest Sources?

High-interest loans can be devastating to your financial situation. Here are some tips to help you avoid them.

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Outsmart Your Brain: Using Nudge Theory to Make Smarter Financial Decisions

Master the art of smart financial decisions using Nudge Theory. Explore how subtle nudges can reshape your choices. Uncover the strategies to outsmart your brain and enhance your financial well-being. Read more!

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What is Income Tax and how it is Calculated for Individuals?

Income tax is a government levy on earnings, for funding public services.

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Responding to Income Tax notice for income, deduction or credit mismatch

Receiving a notice from the Income Tax Department regarding a mismatch in your reported income, deductions, or credits can be concerning. Here's how to respond effectively.

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How does Driving Record Affect Car Insurance Premium?

Understanding car insurance costs: Understand how your driving history impacts premiums and insurance rates.

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Should I Spend First or Save First? (Part 1)

Explore two savings approaches—earn, save, spend vs. save, earn, prosper—and their benefits.

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New rental apartment or buy a bike: What to do with my first salary?

Got a new job and confused whether to buy a bike or rent an apartment close to new office? We'll help you decide.

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RBI Fines Citibank, BoB, and IOB for Non-compliance with Norms: How Regulations Help

The Reserve Bank of India (RBI) recently imposed fines on Citibank, Bank of Baroda (BoB), and Indian Overseas Bank (IOB), totaling ₹10.34 crore, highlighting the importance of regulatory compliance in the banking sector. These penalties, addressing non-compliance with operational guidelines, risk management, and code of conduct, underscore the RBI's commitment to safeguarding depositor interests.

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From School Lunches to Beach Benches: How Mrs. Sawant Baked Her Dream Retirement

Discover Mrs. Sawant's recipe for a blissful future—juggling kids and retirement with finesse. Uncover the secrets to a happy retirement while navigating the challenges of parenthood.

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How does a Good Credit Mix Impact your Credit Score?

A good credit mix helps in boosting your credit score and opening financial opportunities.

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Managing Credit Score from First Salary Onwards; a Beginner's Guide

Since it's your first salary, learn how to maintain a good credit score. Here's how to do it.

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